For those of you that are looking for a dental plan that offers you savings while not depleting your wallet, Safeguard Dental Insurance is the deal for you.

Safeguard Dental Insurance is only available in California, Florida and Texas. Safeguard provides plans to fit both the individual and the family. Safeguard offers you the choice of two different plans called the Premier Plan and the Classic Plan. With a single payment of $20 for your application fee you can begin to reap the benefits of your dental insurance with Safeguard.

Safeguard Dental Plans Rates and Prices vary from one state to another

The Premier Choice Dental plan with Safeguard Dental Insurance is the more popular choice between the two plans because it requires very low co-payments. The rates for this plan are broken down into annual and monthly payments that differ from state to state. In California and Florida you can have an individual plan with payments of $141.60 per year or $11.99 per month. Safeguard offers a two-person plan where the annual rate is $265.68 and $22.50 a month, and family plans at $389.76 per year and $33 per month.

The rates in Texas are higher with the individual plan having a yearly payment of $145.20 and a monthly payment of $12.29. The tow-person payment plan per year at $273.48 and $23.16 per month, and the family plans at $415.80 yearly and $35.21 a month.

With the Premier Choice plan offered through Safeguard Dental Insurance you can save on procedures such as whitening, dentures, root planning, sealants and extractions. Procedures such as 2 bite x-rays, cleanings and oral exams are no charge to you what so ever.

The second plan, the Classic Plan, is less sought after than the Premier Choice plan because it has higher co-payments but at the same time offers lower annual and monthly rates. In California and Florida the individual plan has payments of $94.44 per year or $8 per month, their two-person plan is $186 a year and $15.75 a month, and the family plan is $271.68 per year and $23 per month.

The rates in Texas are the same for the individual plans and the two-person plans however the family plan does have a slightly higher rate of $283.44 a year and $24 per month. The Classic Plan with Safeguard Dental Insurance offers the same discounts on high end procedures as well as providing cleanings, oral exams etc. at no out of pocket cost.

SafeGuard Dental Insurance Plans – Are they for everyone?

Safeguard Dental Insurance plans are designed for people to use with ease with no yearly deductibles, no waiting periods, no claim forms and no maximums. Safeguard covers over 245 procedures with co-payments. You and your dependents that are residents of your home may enroll in the Safeguard program. Eligible dependents are classified as your lawful spouse or partner, unmarried children under the age of 25 or those children in your home that are dependent upon you for support due to physical disability. At the beginning of your plan you will choose two general dentists in the instance that your primary dentist is unable to care for you, Safeguard will allow for your second choice to act as your dentist with no added hassle.

With Safeguard you will enjoy the benefits of having the choice of what plan will serve you best. You will have many dentists to choose from and coverage without complication. Safeguard Dental Insurance is the best choice for affordable dental insurance that focuses on the needs of the consumer.